Heart disease is the No. 1 cause of death in the world and the leading cause of death in the United States

Critical Illness Insurance, Because no one is immune.

Do you know of anyone who has ever had a heart attack, stroke or major organ transplant and survived? What was their life like for the first year or two after? Chances are their health insurance didn’t cover all the costs; or their expenses got to the point they had to borrow money to get out of “illness debt”.

What is your risk of developing a critical illness? The statistics are clear: people are living longer, and as they live longer, they are more likely to experience a critical illness.

According to the American Heart Association:

  • Every 29 seconds an American will suffer a coronary event, and about every minute someone will die from one.
  • On average, someone in the U.S. suffers a stroke every 53 seconds; 28 percent of those who suffer a stroke are under the age of 65.
  • In the U.S., 73 percent of heart transplant patients are male, 19 percent are ages 35-49 and 51 percent are ages 50-64.
 

(2002 Heart and Stroke Statistical Update)

Policy details:

  • You choose the benefit amount: $10,000, $25,000 or $50,000
  • Issue ages 18-64
  • One-time lump sum benefit
  • Guaranteed renewable to age 80, or upon payment of benefit, whichever is earlier
  • Policy covers one individual and may cover his/her spouse
  • Pays in addition to any other coverage you may have
  • Premiums will not increase on an individual basis
  • Benefit amount can be used for anything: co-pays/deductibles, lost income, daily living expenses, housekeeping or child care, home health care, etc. — the choice is yours!
  • Benefit paid directly to you, or other person you designate
  • Reinstatement benefit: Policy can be reinstated in the event the policy lapses provided all past premiums due are paid
  • Benefit reduces 50 percent at age 65
 

Covered Critical Illnesses:

  • Heart attack
  • Stroke
  • End stage renal disease
  • Major organ transplant of a heart, lung, liver, kidney, pancreas or bone marrow
  • Total loss of eyesight in both eyes
  • Total loss of hearing in both ears
  • A covered person is limited to only one first diagnosis benefit.

Coverage for such a person terminates upon payment of his/her benefit.

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Cancer Protection

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Critical Illness

Heart disease is the No. 1 cause of death in the world

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Critical Illness

Heart disease is the No. 1 cause of death in the world

read more

Heart disease is the No. 1 cause of death in the world and the leading cause of death in the United States

Protect your income now so your family is protected when you aren't here anymore

Accidents can happen to anyone at anytime, prepare for the unexpected

As you fight cancer don't make your family fight financially with all the costs